It is in times of security that the spirit should be preparing itself for difficult times; while fortune is bestowing favors on it is then is the time for it to be strengthened against her rebuffs. – Seneca Finance is booming. The ASX is up over 10% from the...

Some time ago I got into a chat with one of my favourite FIRE bloggers, Dave from Strong Money Australia, about housing costs. After seeing my post on how to effectively track your spending for FIRE, Dave had twigged that I’m currently spending nothing on housing costs. He asked...

One of the trickiest and most important steps in the pursuit of fire is working out how to invest. Once you’ve determined your FIRE goal, it’s time to actually work out how to get there. Should you invest in ETFs* or LICs**? What mix of Australian vs. International shares...

Why bother tracking your spending? On our journey to FIRE we’ve found tracking our spending to be an incredibly important step. This is for two main reasons. Firstly, accurately knowing how much you spend is crucial to calculating your FIRE number. Without knowing how much you spend, it’s impossible...

On April 20, 2020, Miss FIwithme and I sat down to have the Financial Independence chat. Where do we want to be in 5, 10, 20 years, and what will it take to get there? Context: Miss FIwithme and I are both turning 30 this year. I’m a teacher...